Your savings rate is higher than you think. Here’s how to calculate it.
We talk a lot in this blog about our savings rate and how we aim to get it over 50%, thereby saving and investing more money than we spend each month. But what exactly does that mean? Since our net salary from our day jobs isn’t the only money we have coming in – and…
A sneak peek into our investment portfolio
Updated: July 2024 Here’s a fun thought exercise to start your day: What do the words “therapist” and “investment” have in common? Have you figured it out? Take your time. We’ll wait. ……….. The answer is that neither of these words is legally regulated, at least not in Israel or the US. While it is…
The snail’s path to wealth
While we talk a lot about financial independence (FI), why we want it, and how we live frugally as a means of getting there, we haven’t talked much about what it is and the logistics of how to achieve it. This post will be the first of several in our FI series that will give…
“Markets are DOWN. It’s a TERRIBLE time to invest.” (…or is it?)
You may have noticed that your pension and keren hishtalmut have lost money this year – as have many other investments. It’s been a bad year for stock markets around the world. So… it must be a bad time to invest, right? Why throw my hard-earned money into something that’s losing money? If you’ve been…
The only way to beat inflation
Inflation is a buzzword in 2022. Prices creep up a little each year, but this year’s inflation has hit record highs around the world. Money sitting in your bank account loses value and its purchasing power erodes, this year faster than ever. So what’s the solution? You need to ensure that any savings you have…
Chasing the Fionist Dream 