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Continue reading →: 5 money mistakes to avoidWe all make mistakes. Everyone does, even the likes of Warren Buffett, Elon Musk, and Bill Gates. The most important thing is to recognize them, learn from them, and find ways not to do them again. Today we want to share five common money mistakes that might seem like no…
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Continue reading →: 10 basic rights that your Israeli employer must give youHave you ever seen a job ad that promises “full social benefits” (“תנאים סוציאליים מלאים”) as a perk the company offers? These ads irk us to no end and are even a potential red flag. Why? Because the company isn’t doing you a favor by giving you these benefits. Israeli…
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Continue reading →: Your financial life boatIn March 2020, COVID hit us by storm and the world locked down. Families across Israel – including ours – and the world had one or both wage-earners furloughed or laid off. While the Israeli government paid extended unemployment benefits, no one knew how long they would last or what…
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Continue reading →: 8 secrets service providers don’t want you to knowWe talk a lot about tracking your expenses and building a budget. But how do you actually bring your expenses down? All businesses have the same goal – making money. But equally important is retaining customers. While the companies on our list will never publicly advertise these discounts – ask…
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Rosh Hashana is upon us. Here are our New Year’s resolutions. What are yours?
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Continue reading →: Rosh Hashana is upon us. Here are our New Year’s resolutions. What are yours?While we have always saved and invested, almost exactly one year ago we made the decision to increase our investment rate and actively pursue financial independence. We had both experienced challenges in our work situations, COVID-related and not, and realized that we don’t want to spend the next 30+ years…
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Buying these “luxuries” costs us over ILS 70K per year (but we buy them anyway)
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Continue reading →: Buying these “luxuries” costs us over ILS 70K per year (but we buy them anyway)After listing all of the things we don’t spend money on, we’re following up with the expensive things we DO spend money on, lest you think we’re stingy. 😂 Our Fionist lifestyle isn’t about living as cheaply as possible. It’s about changing our mindset and prioritizing our spending on things…
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Continue reading →: Not buying these things saves us over ILS 80K per yearIn our journey to financial freedom, we have found creative ways to go with less. Not only is saving in these areas great for our wallets and our investments, many of them are great for the environment as well, so win-win. 🙂 As always, remember that drastic changes often don’t…
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Continue reading →: How to avoid the Chagim money hangoverSpend enough time in Israel and you’re bound to hear the phrase “Achari Hachagim” meaning “after the holidays”. When someone says that, it means that he or she will deal with a particular task after the holidays are over. The two big holiday periods in Israel are Pesach and the…
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Continue reading →: How to make the most of your Shai Lachag gift cardsIt’s almost that time of year again, boys and girls! Twice a year, many Israeli employers traditionally bestow their employees with gifts for the holidays. In the next few weeks, you may find yourself the proud new owner of a couple bottles of wine, a honey jar, cookware or maybe…
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Continue reading →: The only way to beat inflationInflation is a buzzword in 2022. Prices creep up a little each year, but this year’s inflation has hit record highs around the world. Money sitting in your bank account loses value and its purchasing power erodes, this year faster than ever. So what’s the solution? You need to ensure…
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