Tag: saving
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The snail’s path to wealth
While we talk a lot about financial independence (FI), why we want it, and how we live frugally as a means of getting there, we haven’t talked much about what it is and the logistics of how to achieve it. This post will be the first of several in our FI series that will give…
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Four years car-free, and loving it
This month marks four years since we got rid of our car. As you may recall, it was unplanned and was originally supposed to be temporary, but looking back, it was one of the best decisions we’ve made. Not only has it saved us over a hundred thousand shekels by this point, it has been…
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13 inexpensive ways to keep warm this winter
Winter is here. The days are cold and nights are colder. And electricity prices just keep going up. All we want is to keep warm without going over budget. Here are a few tips that can be used to stay warm this winter. What things do you do to stay warm in the winter?
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Our Fionist personal update – Q4 2022
Happy 2023 everyone! It has now been four months since launching our blog and three months since our Rosh Hashana new years goals post, so we bet you’re wondering what we’re up to. Welcome to our very first Fionist quarterly update! In this post, we will let you know how we’ve been doing for the…
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8 more ways to lower your monthly expenses
As of writing this post, inflation in Israel is at 5.1% year to date. We all have been feeling the cost of living going up. If you have been reading our blog for the past few months we are strong on budgeting and tracking expenses. Unlike fixed monthly expenses such as rent or tuition, food…
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Your financial life boat
In March 2020, COVID hit us by storm and the world locked down. Families across Israel – including ours – and the world had one or both wage-earners furloughed or laid off. While the Israeli government paid extended unemployment benefits, no one knew how long they would last or what the future would be. This…
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8 secrets service providers don’t want you to know
We talk a lot about tracking your expenses and building a budget. But how do you actually bring your expenses down? All businesses have the same goal – making money. But equally important is retaining customers. While the companies on our list will never publicly advertise these discounts – ask and you (likely) shall receive.…
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Rosh Hashana is upon us. Here are our New Year’s resolutions. What are yours?
While we have always saved and invested, almost exactly one year ago we made the decision to increase our investment rate and actively pursue financial independence. We had both experienced challenges in our work situations, COVID-related and not, and realized that we don’t want to spend the next 30+ years of our lives in a…
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Not buying these things saves us over ILS 80K per year
In our journey to financial freedom, we have found creative ways to go with less. Not only is saving in these areas great for our wallets and our investments, many of them are great for the environment as well, so win-win. 🙂 As always, remember that drastic changes often don’t stick (and can make you…
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How to make the most of your Shai Lachag gift cards
It’s almost that time of year again, boys and girls! Twice a year, many Israeli employers traditionally bestow their employees with gifts for the holidays. In the next few weeks, you may find yourself the proud new owner of a couple bottles of wine, a honey jar, cookware or maybe even a snazzy plastic or…
Chasing the Fionist Dream 