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Continue reading →: When it’s chilly, make some chili.Like many young couples thrown into the adventure of new parenthood, we were low earners, making slightly above 11K net combined, and suddenly had to stretch our same income to cover daycare and baby equipment. We had to figure out how to get the best deals on diapers, wipes and…
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Continue reading →: “Markets are DOWN. It’s a TERRIBLE time to invest.” (…or is it?)You may have noticed that your pension and keren hishtalmut have lost money this year – as have many other investments. It’s been a bad year for stock markets around the world. So… it must be a bad time to invest, right? Why throw my hard-earned money into something that’s…
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Continue reading →: Our 2000 shekel chol hamoed family vacation in IsraelAs a few of us have birthdays in the fall and it’s off-season, that is generally the time of year we choose for family vacations. By September, we had built up a slush fund since we decided months ago that we wanted to vacation this fall, but we still hadn’t…
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Continue reading →: 5 money mistakes to avoidWe all make mistakes. Everyone does, even the likes of Warren Buffett, Elon Musk, and Bill Gates. The most important thing is to recognize them, learn from them, and find ways not to do them again. Today we want to share five common money mistakes that might seem like no…
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Continue reading →: 10 basic rights that your Israeli employer must give youHave you ever seen a job ad that promises “full social benefits” (“תנאים סוציאליים מלאים”) as a perk the company offers? These ads irk us to no end and are even a potential red flag. Why? Because the company isn’t doing you a favor by giving you these benefits. Israeli…
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Continue reading →: Your financial life boatIn March 2020, COVID hit us by storm and the world locked down. Families across Israel – including ours – and the world had one or both wage-earners furloughed or laid off. While the Israeli government paid extended unemployment benefits, no one knew how long they would last or what…
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Continue reading →: 8 secrets service providers don’t want you to knowWe talk a lot about tracking your expenses and building a budget. But how do you actually bring your expenses down? All businesses have the same goal – making money. But equally important is retaining customers. While the companies on our list will never publicly advertise these discounts – ask…
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Continue reading →: Rosh Hashana is upon us. Here are our New Year’s resolutions. What are yours?While we have always saved and invested, almost exactly one year ago we made the decision to increase our investment rate and actively pursue financial independence. We had both experienced challenges in our work situations, COVID-related and not, and realized that we don’t want to spend the next 30+ years…
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Continue reading →: Buying these “luxuries” costs us over ILS 70K per year (but we buy them anyway)After listing all of the things we don’t spend money on, we’re following up with the expensive things we DO spend money on, lest you think we’re stingy. 😂 Our Fionist lifestyle isn’t about living as cheaply as possible. It’s about changing our mindset and prioritizing our spending on things…
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Continue reading →: Not buying these things saves us over ILS 80K per yearIn our journey to financial freedom, we have found creative ways to go with less. Not only is saving in these areas great for our wallets and our investments, many of them are great for the environment as well, so win-win. 🙂 As always, remember that drastic changes often don’t…

