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Continue reading →: Our top 5 “luxury” appliances that save us 11 hours of housework per weekIf you’re familiar with our story, you’ll know that there was a point in our lives when we were new parents making just over minimum wage. Things were very tight and we made do with the basics. Slowly but surely, we got better paying jobs and our income increased. While…
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Continue reading →: Our short, sweet & unforgettable mother-daughter European adventureEver since I organized and went on a(n inexpensive) ladies’ European getaway in 2021, my daughter has been begging for a mother-daughter #ladyvacay of our own. As flight prices tend to go wayyyy down in the winter, I had decided last year that I’d snag cheap tickets to a nearby…
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Continue reading →: How to read your Tofes 106You probably remember reading our guide on applying for your own tax return. (Hint: It’s an awesome guide that can get you money back from the government. If you haven’t read it yet, make sure to read it here.) To file for a tax return, you need a 106 form.…
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Continue reading →: Your savings rate is higher than you think. Here’s how to calculate it.We talk a lot in this blog about our savings rate and how we aim to get it over 50%, thereby saving and investing more money than we spend each month. But what exactly does that mean? Since our net salary from our day jobs isn’t the only money we…
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Continue reading →: 7 common behaviors to quit today to leave you with more money tomorrowPhoto by Nataliya Vaitkevich Sometimes a little bit goes a long way. While this is often true for joyful things like compliments, makeup, or food coloring, it is also true for spending. And while an individual purchase might not cost that much, repeated purchases add up quickly. While not every…
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Continue reading →: Going out for dinner? Make sure to read this first.Eating out tends to cost us 5-7 times the price of creating a similar dish at home, yet we do it anyway – occasionally. There’s something special about not having to cook or cleanup, and the ambiance of a restaurant definitely adds to the experience. This is also a good…
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Continue reading →: 8 great ways to save on your next big purchaseThis is not a post about about how to lower your grocery bill. (We actually have two of those, which you can read here and here 🙂 ). This post is about big purchases and how to make them wisely and responsibly. We’re talking new appliances, new furniture, vacations, clothing…
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Continue reading →: 9 great apps that support our Fionist lifestyleIt’s pretty cool that we have the entire world at our fingertips, isn’t it? We can learn about any subject under the sun, watch TV shows from our childhood, count our steps, control smart appliances in our homes, get into fights with strangers, order junk we never knew we needed…
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Continue reading →: Grab-n-go any fruit healthy breakfast muffinsDo you ever end up tossing fruit or veggies that go bad? We do sometimes, but we haven’t thrown out bananas in years. Or apples, or carrots, or squash or a variety of other fruits or veggies. It doesn’t matter how cheap something is, if it ends up in the…
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Continue reading →: Our Fionist personal update – Sep-Dec 2023Welcome to what should have been our Q4 Fionist quarterly update, but… things got messy, so this post will actually cover four months – a trimester, if you will. In this post, we will let you know how the last part of 2023 was for us, both on our FI…
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